How to use Google Pay in Malaysia on your smartphone

How to use Google Pay in Malaysia on your smartphone

[UPDATE 15/11/22 2:13pm]: After more testing, we got an update to the transaction limit and shortcut functionality for Google Pay.


Google Pay With the Google Wallet app now finally Available in Malaysia. Sure, it comes after both Samsung And the apple They launched their own versions of this payment service, but isn’t that saying better than no delay? Well, now that it’s here, let me give you a quick guide on how to use this on your Android device.

How to add a payment card

First, you will need to download the Google Wallet app from the Play Store. Once you download that, simply launch the app and you will be asked to view your wallet and add a card. If you have any loyalty cards or passes associated with your Gmail, Google Wallet will automatically import into your wallet. Let’s just put the concerns about this fact aside for a while.

If you click on Add Card, you will be greeted with two options allowing you to add payment cards, loyalty cards, transportation cards, and gift cards. A lot of these other categories are not fully supported in Malaysia at the moment, but you can go ahead and add your payment card to your wallet.

Once this is selected, you will be asked to add your credit card information, billing address, and phone number. Next, check the card and you should be good to go. Keep in mind that Google Pay only supports four banks at the moment, which are CIMB Bank, Hong Leong Bank, Hong Leong Islamic Bank, and Public Bank. You can check out our latest post for a full list of Supported credit and debit cards.

How to use Google Pay

Much like Apple Pay And the Samsung PayGoogle Pay uses NFC to make payments and can make payments at virtually any contactless payment terminal or anywhere you see the Google Pay logo. To pay, simply launch the app, choose your card and tap on the contactless payment terminal.

Now, you might notice that there is no additional authentication before making the payment, and you’d be right because from what we can tell, the only authentication required is to unlock the screen. Once done, you can make payments instantly by simply launching the app. Unlike Apple Pay and Samsung Pay, which require an extra layer of authentication (whether it’s a fingerprint or Face ID), Google Pay doesn’t have this.

Google Pay uses an alternate card number and is a dedicated device for your payments, a feature also similar to Apple Pay and Samsung Pay. Once you have made the payment, the transaction will be recorded in the “Recent Activity” tab.

[UPDATE 15/11/22 2:13pm]

After doing more testing, we learned two more things about Google Pay in Malaysia. While we previously mentioned that we couldn’t find a shortcut function to activate Google Pay, it turns out that you don’t need to activate it at all. You can simply tap it at an NFC or contactless payment terminal and it will pay you automatically.

There’s no need to double-tap your power button like Apple Pay, and no need to swipe up from the bottom like Samsung Pay. Automatically detects and pushes without having to launch the app or even unlock the screen.

But, if you tap your phone without unlocking your smartphone first, Google Pay will have a file Deal limit from RM250. However, a CIMB representative told us that once you unlock your smartphone, this transaction limit is removed. For context, Samsung Pay has a no-token limit of RM250 which is the same as your normal contactless card limit set by the bank, while Apple Pay has no transaction limit. There is no minimum spend for Google Pay.

With this new information, I believe that Google Pay with Google Wallet works similarly to a regular contactless payment card. Just tap away to pay. Google advises on its website that you should set up your phone so that it must be unlocked to complete an NFC transaction for “more security.”

#Google #Pay #Malaysia #smartphone

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